Not sure if you're eligible for a guaranteed issue life insurance policy? .
How you can apply for guaranteed life insurance
The insurance company you choose will ask some questions during the approval process in order to set your monthly premium rate. Applications are typically simple and, generally, most people are approved unless they fall outside a provider's age range requirement. Not all insurance companies offer guaranteed life insurance. To find them:
Shop around online
Ask your auto, homeowner or renter's insurance agent if your provider offers guaranteed issue life insurance
Check with a financial adviser or an insurance agent
Use the table below to start searching now.
Make sure the policy makes financial sense
Remember, when you take out a guaranteed policy, you may get a smaller return if you don't pass away within the first few years of coverage because you are paying higher premiums. Make sure the math makes sense.
For example, if your monthly premium for a $25,000 policy is $167.00, you will have paid more than $10,000 five years into holding the policy. Still, though it's expensive, some coverage may be better than none at all.
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